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We spent as much money as we could, and got as little for it as people could make up their minds to give us. We were always more or less miserable, an...more

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Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and...more

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There never were greed and cunning in the world yet, that did not do too much, and overreach themselves. It is as certain as death.

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[Credit is a system whereby] a person who can't pay, gets another person who can't pay, to guarantee that he can pay.